Platinum club

Rewarding loyalty with exclusive perks

Would you consider yourself to be a safe driver? Have you had no more than one fault claim in the last 3 years? Do you appreciate knowing where you stand with your finances? If you answered yes to any of these questions, and you’re an existing One Click car insurance customer – then you could be eligible to join our Platinum club.

What are the perks of joining our club?


Interest free payments and no cancellation fees

As a Platinum club member, you’ll benefit from a whole host of perks that are designed exclusively to reward our VIP members.

  • Interest free, monthly payments.
  • You can cancel your Platinum policy at any time with no cancellation fees.
  • Option to add additional car(s) from as little as £38.50 [1] per month if eligible

Please be aware, that by undertaking a paid-monthly policy with us, each monthly direct debit is payable regardless of mid-month cancellations.

Our Platinum club is about appreciating and rewarding our loyal customers. You’ll get comprehensive car insurance which You aren’t tied into any contract with and can cancel at any time.
You’ll also benefit from our standard perks such as FREE breakdown membership and FREE legal cover.

Pay your policy monthly
You’ll pay for your policy like a monthly subscription – with no interest charges and complete flexibility – meaning you’ll always know where you stand in terms of your insurance costs.

Manage your account online
Whenever you need to make a change or check out your policy, our 24/7 customer portal is available to you as one of our customers. You can also contact our exclusive Platinum club team by phone or live chat.

Am I eligible?

To join the Platinum club you must qualify for the following criteria [2] and have held a car insurance policy with us for at least a year:

  • Between the age of 25 and 75 for a car policy, 25 and 70 for a van policy
  • Have a Full UK licence (minimum 3 years held) for all drivers
  • The car you wish to insure must have been registered in the last 20 years
  • The car you wish to insure must not exceed a value of £45,000 (£70,000 if fitted with a tracking device).

You’ve not received more than one fault claim in the last 3 years and you’ve received no more than 2 minor convictions (3 points per conviction, limited list of convictions accepted).
If you meet the above criteria and you’re interested in joining the Platinum club then please contact us via live chat and one of our agents will happily help. Please bear in mind that Platinum policies are only available upon renewal, and not if you cancel your current policy mid-term.

If you’re a new customer and are interested in joining the Platinum club then please talk to our renewals team when your first renewal is due and they’ll check if you are eligible to join.

[2]Eligibility is subject to approval based on further criteria and kept at our discretion.

Do I have cover for driving other vehicles?

If you have cover for driving other vehicles it will be outlined in your certificate. If the vehicle is not roadworthy then there would be no cover.

What if my circumstances change?

Our Platinum team will always be on hand to help if you need to change anything. Please be aware, there is a £15 mid-term adjustment fee for changes to your details or policy, except for registration changes which are free of charge. Changes made via your customer portal are just £4.99 for changes to your details or policy, except for registration changes which are still free of charge.

Can I add more than one car to the Platinum club?

You can now add multiple cars to the club – up to a total of 5 insured vehicles – all from as little as £38.50 per month, per additional car!
For example, if you own multiple cars or would like to add a spouse’s car to your existing policy, you can transfer them to our Platinum club from as little as £38.50[1] per month.

The additional car(s) can not be used for temporary cover. This forms a part of the insurers criteria. Eligibility is subject to approval based on further criteria and kept at our discretion.

Terms & Conditions

[1]The additional car(s) must be owned or leased by yourself, your spouse or civil/common law partner and you/they don’t have any criminal or major driving convictions.
If the main policy ceases then any discounts will be removed and the policy will be re-invited at the monthly renewal date. The policy holder must have their first vehicle on the Platinum club and all premiums must be up to date. There can be no additional drivers added to the policy (other than the main policy holder, their spouse, civil or common law partner). Price quoted excludes any optional extras. Underwriting criteria will apply. Acceptance criteria applies.

[2]Eligibility is subject to approval based on further criteria and kept at our discretion.

[3]The additional car(s) can not be used for temporary cover. This forms a part of the insurers criteria. Eligibility is subject to approval based on further criteria and kept at our discretion.

Looking to add a little more to your policy?

Our aim is to get you a policy that saves you both time and money, but if you’re looking for a little more then we’ve got you covered! Explore our policy extras in your customer portal today…